If a cardholder fails to settle their dues within 2 months of the deadline, the card is temporarily blocked. Persistent non-payment exceeding 6 months leads to permanent card cancellation and legal debt recovery actions.
The website is the official portal for the Bank Melli Iran Credit Card (BMICC) center, managed by the Pishgaman Pouya Capital Development Company. This specialized platform serves as the digital hub for Bank Melli Iran (BMI) customers to manage their credit card services, a vital component of the bank's broader retail banking ecosystem. Core Services of the BMICC Portal bmicc.ir
Debt can be cleared through the BMICC portal, Bank Melli's "BAM" mobile application, or via ATMs using a specific payment ID. If a cardholder fails to settle their dues
Bank Melli Iran maintains strict protocols for credit management through this system. According to the official guidelines from Bank Melli : This specialized platform serves as the digital hub
Registered users can manage their profiles, reset passwords, and access specific credit-related notifications. Operational Guidelines and Debt Recovery
The platform allows for the digital payment of credit card installments and outstanding debt.
Once a card is cancelled due to debt, a user must wait 2 years after full repayment before becoming eligible for a new credit card. Strategic Importance of BMICC